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Banking Hebrew Cheat Sheet
Essential Hebrew banking vocabulary for navigating Israeli banks, ATMs, and online banking.
חשבון עובר ושב
Cheshbon Over VeShav
A current (checking) account used for daily transactions, salary deposits, and bill payments.
Literal: "Passing and Returning Account"הוראת קבע
Hora'at Keva
An automatic recurring payment instruction, similar to a direct debit or standing order.
Literal: "Standing Order"עמלה
Amlah
A service fee charged by banks for transactions such as transfers, currency exchange, or account maintenance.
Literal: "Commission / Fee"משיכה
Meshicha
Withdrawing cash from an ATM or funds from an account.
Literal: "Withdrawal"הפקדה
Hafkada
A deposit of money into a bank account, savings plan, or investment fund.
Literal: "Deposit"ריבית
Ribit
Interest rate applied to savings deposits, loans, or overdrafts. Can be fixed or variable.
Literal: "Interest"אשראי
Ashrai
Credit extended by a bank or card company, including credit cards and overdraft facilities.
Literal: "Credit"פיקדון
Pikadon
A fixed-term bank deposit that earns interest at a set rate - similar to a CD or term deposit abroad.
Literal: "Deposit / Fixed Deposit"המחאה
Hamchaa
A paper cheque drawn on a bank account. Still widely used in Israel for rent payments and business.
Literal: "Check / Cheque"איתרא יום
Itra Yom
Short-term bank overdraft (going into the red). Israeli banks charge high interest on overdrawn balances.
Literal: "Day Overdraft"הלוואה
Halvaa
A personal or business loan from a bank or other lender, repaid in monthly installments with interest.
Literal: "Loan"ערבון
Erbon
A security deposit or guarantee, commonly required by landlords or lenders to cover potential losses.
Literal: "Guarantee / Collateral"חשבון חיסכון
Cheshbon Chisachon
A dedicated savings account that earns interest, separate from your current (checking) account.
Literal: "Savings Account"מטבע חוץ
Matbea Chutz
Foreign currency. Banks offer currency exchange; rates and fees vary - compare before converting.
Literal: "Foreign Currency"