Tools & calculators
Financial Tools for Olim
Calculators and decision tools built for the questions Olim actually face: taxes, salary, mortgages, pension transfers, kupat cholim, and the financial side of moving to Israel.
17 tools to help you decide, not just calculate.
Calculators
12Numbers, taxes, take-home pay, side-by-side projections.
Sal Klita Optimizer
Calculate your total Sal Klita payments by family status, optimize timing, and plan your first-year budget.
Olim Tax Calculator
Estimate your Israeli income tax with olim credit points, the 10-year exemption, and treaty benefits.
Afford Aliyah Planner
Calculate how much you need saved before Aliyah based on your expected income gap and cost of living.
Payslip Decoder
Enter your gross salary and see a full breakdown of deductions, contributions, and net pay.
Pension Comparison Tool
Compare your home-country retirement accounts (401k, IRA, SIPP) with Israeli pension vehicles - Keren Pensia and Keren Hishtalmut - and see projected values at retirement.
Monthly Budget Calculator
Estimate your monthly living costs in Israel based on city, family size, and lifestyle.
Gross-to-Net Salary Calculator
See exactly what you take home from your Israeli salary, with olim credit points and US/UK comparison.
Olim Mortgage Calculator
Calculate your mortgage payments with olim benefits — government loan, reduced purchase tax, and monthly cost comparison.
Loan APR Calculator
See the true yearly cost of a loan: the effective APR and total repaid once upfront and monthly fees are folded in.
Life Insurance Coverage Calculator
Size the life-cover gap your family would face if your income stopped, after netting out savings and existing cover.
Credit Card Cashback Calculator
Enter your monthly spend by category to see which card returns the most per year, net of its annual fee.
Currency Conversion Cost Comparator
Compare the real cost of converting currency against the mid-market rate: the visible fee and the spread together.
Interactive Tools
3Timelines, comparisons, scenarios you can play with.
Benefits Timeline
Interactive timeline showing all olim benefits, deadlines, and expiration dates from your Aliyah date.
Aliyah Financial Timeline
Your personalized timeline of financial milestones, deadlines, and action items from pre-Aliyah through year 10.
Kupat Cholim Comparison
Compare Israel's 4 health funds side by side - find the best fit for your family.
Decision Trees
2Branching guides for the choices Olim actually face.