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Insurance Hebrew
Essential Hebrew insurance terms - from nursing care to car coverage.
ביטוח סיעודי
Bituach Siudi
Long-term care (nursing) insurance that covers costs if you become unable to care for yourself.
Literal: "Nursing Insurance"ביטוח מבנה
Bituach Mivne
Structural insurance covering the physical building walls, roof, plumbing, and electrical systems. Required by most mortgages in Israel.
Literal: "Building Insurance"ביטוח תכולה
Bituach Tochol
Insurance covering personal belongings inside your home: furniture, electronics, clothing, and valuables. Separate from building insurance.
Literal: "Contents Insurance"ביטוח מקיף
Bituach Makif
Full car insurance covering damage to your own vehicle, theft, fire, and natural disasters in addition to third-party liability.
Literal: "Comprehensive Insurance"ביטוח חובה
Bituach Chova
Legally required car insurance covering bodily injury to all parties in an accident. Every vehicle in Israel must have this.
Literal: "Mandatory Insurance"ביטוח חיים
Bituach Chaim
Life insurance policy that pays a lump sum to beneficiaries in the event of the insured person's death.
Literal: "Life Insurance"ביטוח אובדן כושר עבודה
Bituach Ovdan Kosher Avoda
Disability insurance that replaces a portion of your income if illness or injury prevents you from working. Usually 75% of salary.
Literal: "Loss of Work Capacity Insurance"השתתפות עצמית
Hashtatfut Atzmit
The deductible or excess you pay out of pocket before insurance coverage kicks in. Higher deductibles mean lower premiums.
Literal: "Self Participation"פוליסה
Polisa
The insurance contract document specifying coverage terms, exclusions, premiums, and claim procedures.
Literal: "Policy"תביעה
Tvi'ah
A formal request to your insurance company for payment after a covered event. Must typically be filed within a specific timeframe.
Literal: "Claim"פרמיה
Premia
The regular payment you make to maintain your insurance coverage, usually monthly or annually.
Literal: "Premium"כיסוי
Kisui
The scope of protection your insurance policy provides. Defines which events, damages, or losses are included.
Literal: "Coverage"מוטב
Mutav
The person designated to receive insurance proceeds. Critical to update after major life events like marriage or making Aliyah.
Literal: "Beneficiary"